There are two kinds of bankruptcy that people consider when they need debt relief. Chapter 13 bankruptcy involves restructuring your debt, which allows for more reasonable monthly payments. After a set number of payments, the remaining balance on certain accounts ends up discharged. In Chapter 7 bankruptcy, individuals can discharge many non-secured debts without a repayment schedule.
You are finally ready to make your dream come true. You are going to open a business in Tallahassee and be your own boss. Unfortunately, becoming a business owner is not as easy as simply hanging an open sign in the window. For instance, if you go into business with a partner, you will have to create an Owner Agreement or Management Agreement that specifies procedures, such operations or what to do if you and your partner cannot agree on a business issue.
Buying a home, vacation property or investment property can be a nerve-wracking experience. Not only do these transactions involve large amounts of money, they can turn sour in a moment due to any number of issues. When you do finally find and close on a property in Florida, you may think that everything difficult is already behind you.
Proper estate planning provides people with the peace of mind that they need to realize that their loved ones and heirs will be provided for after the person passes on.
The end of the year can be a brutal time financially. Holiday shopping can lead to a lot of credit card debt, as can throwing parties, hosting dinners or traveling to see loved ones, friends and family. Combine that with the end of the financial year and the reality check of filing your taxes, and the winter can be a time for harsh awakenings.